Attention homeowners: Real estate appraisal services for in South Lake and Tarrant County

Here are the top 7 reasons Texas homeowners need Robert Ritchey:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to lower your mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of the real estate in question to settle an estate in Tarrant county or Texas


	Need help deciding the price of your home in or near South Lake, Texas? Contact Robert Ritchey.

We at Robert Ritchey understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our non-traditional client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Robert Ritchey, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An appraisal from Robert Ritchey is your number one weapon when challenging your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are experts in helping people just like you rid yourselves of unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Robert Ritchey can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Robert Ritchey can help you with that. Even though most review work is requested by lenders for quality control, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.